Fix My Finances
Helping You Get “Back In The Black”

Your teenager is off to college – or perhaps, she just wants some financial independence now that she’s in junior high. And so comes the request – nay – demand: “Mom, I want a credit card.” You heard right. She didn’t say, “Mom I want a cookie.” Are you freaking out yet? Fear not. There [...]

“Debt-free Diva” Dee Dee Sung of The Detroit News recently answered a reader’s question about how to create a budget to prepare for retirement. Here’s part of her answer: 1. Determine your current monthly cash flow needs. It’s easy to not know where your money is going, but it’s essential in order to determine your [...]

Why should we be in such desperate haste to succeed and in such desperate enterprises?  If a man does not keep pace with his companions, perhaps it is because he hears a different drummer.  Let him step to the music which he hears, . however measured or far away. It is not important that he [...]

Not the most recent article, as it was published end of July, but likely something that is worth reading into. Not falling into more problems due to such tricks is always a good thing, and here, Smartmoney.com warns about Alarming Credit-Card Tricks: Companies have begun increasing borrowers’ interest rates to 30% or more simply because [...]

Today I found this article on MSN Money, called 4 journeys back from debt hell. It looked like an interesting one to read, and indeed I was right in thinking so. This article details the experiences of four people who’ve been down the debt road, and managed to get out of it. I think it [...]

So you got a little behind in your taxes. It happens to many of us from time to time. Maybe you aren’t worried, though, because you know that you’re due a refund rather than owing anything to Uncle Sam. He’ll hold on to it for you, right? Up to a point. Wrong, after three years [...]