Dec 18 2006

A Friendly Reminder

      Christmas gifts do not always have to be about getting the latest, best, or most expensive item you can find.      If you have finance problems be conservative in your gift giving. Over extending yourself at holiday time can only hurt you more trying to make payment for the whole rest of the year. [...]

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Dec 15 2006

Getting Used To Using Cash

     I speak from experience when I tell you that when I had credit cards I used them, a lot. Then, later when we got into financial trouble, the cards were gone and we had to wait for what we wanted to buy.      I found that having to wait and earn the cash to [...]

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Dec 15 2006

The Little Things

     I think a lot of us believe getting our finances fixed is almost impossible, because we are looking at the big picture all at once. What we really need to do is look at the little things.      For instance, instead of getting coffee on the road, get a thermos and make a pot [...]

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Dec 13 2006

Getting Better

     Although it can take only minutes to get yourself into deep debt, climbing out of debt can take years.      It’s difficult for the family to understand this concept, when the person in charge of paying the bills keeps saying, “it’s getting better”, yet it’s such a small amount better each month they usually [...]

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Dec 12 2006

50 Money Saving Tips

Especially this time of year, many of us need to remember what saving is but we don’t. This timely CNN article, part of their recent 50 Smartest Things To Do With Your Money series, has seven different ways you can start saving for your future and your children’s future. My favorite tip involved paying a [...]

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Dec 8 2006

Don’t Refinance Your Home

So many families are deep in debt and falling deeper and a go to option that too many choose is to refinance their home to help pay off those rising credit card statements. However there are better options that you can look into and this article talks about one which is debt settlements. With debt [...]

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