Jul 31 2008

How I save on transportation costs?

With the price of oil shooting up, it has directly affected prices of our local fuel as well as prices of our public transport. I now bring my car two times a week to the office versus the usual five times a week. During the three days I do not bring my car, I just [...]

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Jul 28 2008

Saving money on your apartment

Renting an apartment can be a positive proposition for some who live in faraway places. It generally cuts back traveling time and at the same time offer a lot of conveniences for renters. For some, renting is a better option to owning a home that can easily drain one’s resources with mortgages, real estate taxes, [...]

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Jul 22 2008

I am not Santa Clause!

I am getting frustrated this past few weeks for just a simple reason. There are people in here that they see me as a walking money or whatever! Everytime they saw me they kept on asking me some money nor some things, like “buy me a new shirt etc.” I am getting pissed off with [...]

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Jul 20 2008

Shopping Alone

I have written before that one way to save money is buy bring a To Buy list every time we go grocery shopping. This is because if we have a clear view of things that we truly need, there is not much time and energy spent deciding which things to buy. Also, this helps not [...]

Jul 11 2008

10 Things You Might Not Know About Credit Cards

Here’s some helpful information on credit cards… clears up some confusion about using unsigned cards, and extra charges for expected tips. 5) Merchants Cannot Charge A Surcharge For Using A Credit Card, However, They Can Offer A “Cash Discount”You may have noticed that gas stations are starting to offer a different, higher price for credit [...]

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Jul 10 2008

On Process of Fixing Finances

On the high prices of oil and the rice shortage crisis nowadays was definitely a hard time to fix your finances. I myself was on that process and I really find it difficult to do. I have done almost everything that I know just to cut on expenses and save even just a little. Now [...]

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Jul 10 2008

Another Way to Earn

In our present economic situation, it is helpful to the family’s budget if there is a steady source of income. In my case, I have a full-time work and my husband is in the process of getting one too. He resigned from work a month ago and I am hoping that he can find one [...]

Jul 10 2008

You want to know 2 ways to get out of debt? The first way is, promise yourself and your partner that you will only spend what you agreed on and the rest goes to all the other debts that you agreed on. Make a little game out of it; if one person spends when they [...]

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Jul 8 2008

What to Do When in Debt

So you’re in debt? What do you? I suppose you could sit on your couch with your hands running through your hair worrying but really, what is that going to do for you? It’s actually going to make matters worse. I am speaking from experience. My husband and I have been married for almost a [...]

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Jul 6 2008

managing your finances

The role of money in people’s lives has become very crucial over the past years due to oil price hikes. When the price of oil goes up, everything goes up as well. People become challenged to stretching their budget. I never thought that it’s gonna be this tough. When I was still in school, I [...]

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