How to Budget Successfully
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Budgeting is like dieting, for it to work you must set realistic goals. The first step is to outline all your relatively fixed monthly bills as discussed in my previous post. Once you know these, go through your monthly bank statement, if you don’t get one in the mail anymore, download it from the bank’s [...]
Christmas without Credit
It’s that time of year again. The weather is turning cold, kids are back in school, Halloween will be here and gone before you know it, and then there will be Christmas. This year the experts are predicting that there will be less credit available for Christmas, meaning stores won’t be offering as much free [...]
Know What You Owe!
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The first step in fixing your finances is to know exactly what you owe and who you owe it to. Make a list of all your monthly bills that are generally fixed such as rent or mortgage, phone bills, internet and cable, electricty, car notes, insurance, etc. Once you have the list, add up all [...]
Earn from net!
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Yes, you can earn from the internet. But a lot of scams are going on. Simply searchin “earn from net” in google will not yield any results other than introduce you to a scam site. So, the point is do not pay to get paid. There are so many ways to get paid online: PTC-paid [...]
Live as if you’ve already lost
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This may not seem like the best of advice but in these tough economic times it may be the best advice. Live as if you’ve already lost, means that you should live your life as if you have lost your job. Living as if you have lost your job may help you get through some [...]
Fix Finances in times of Troubles
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Fixing Finances will really hard for someone who is jobless. How will you able to save some ample amount of money were you can’t have a work to get your own money? Though there are some internet sites that offers you to earn money it is still not enough to support your needs. Though it [...]
Budget to survive
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The word budget is probably a household word in today’s hard economic times. I know it is in my house! If you don’t have a budget for your household finances, take a look at your spending and you will see that money is being spent unwisely. A budget will help one be more aware of [...]
money, money, money…
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Money is really getting the intentions of everyone. It was even considered the root of all evil. Money was even becoming one of the most important need of anyone. Of course how one will able to eat, study and live without having any single cent? Aside from the fact that money is being used in [...]
Hosting a party within the Budget
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I am planning to have a baby shower this coming December. I will have 20 to 30 guests. My theme is blue and brown color. My husband plan to give me 250dollars as a budget for my shower party. But I want to spend only half the amount. But how am I gonna do that? [...]
System in budgeting
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In order to come up with a proper budgeting scheme, you need to include to have a system in implementing it. Proper organization is the key. Make a list to be organize. List down the necessities like groceries and utilities. This is the important things that you should prioritize first. Next is buying new clothes [...]