Fix My Finances
Helping You Get “Back In The Black”

Thank goodness the government has money to spend.  The current administration is trying to stay afloat by throwing money at every large company that gives a hint of bankruptcy because we all know that the best way to teach a spendthrift how to become responsible with money is to give the person more money. There [...]

If you are going to itemize your expenses for tax time, document everything.  If you are audited, you will need the documentation to prove the deductions that you are trying to take. 1. Non-reimbursed business deduction If you have business related expenses that are not reimbursed by your employer, keep the receipts and you can [...]

To combat the issue of rising foreclosure, Congress recently enacted HOPE for Homeowners.  This program is designed to help homeowners who are at least three payments behind on their mortgage but have not filed for bankruptcy. If you qualify, the program extends the terms of the loan, meaning you will be paying a lot more [...]

6 months ago, we were all griping about the high prices of gas and how that was causing inflation.  Now we are griping about everything else.  However, 6 months ago at least we had more jobs.  Every time you pick up the paper now or turn on the news you hear about someone laying off [...]

Many stores are touting their layaway plans this year as well as store credit cards.  While these are both ok options, I prefer to stay away from credit cards and thus avoid the temptation to overspend.  So this year, instead of throwing Christmas on your credit cards or putting something on layaway, check out these [...]

Pinch me, I must be dreaming.  A 4 bedroom 2.5 bath home with over 2,000 square feet built in 2006 is going on auction starting at $10,000.  This isn’t just a rare deal, there are plenty of others available as well. In this current market life is pretty tough if you don’t have any savings [...]

Budgeting is like dieting, people always start out with good intentions but often fail to see it through.  One reason for this is unrealistic expectations.  The best way to budget is to make it a life change by doing a lot of little things to save money and live within or under your means. One [...]

Everyone knows about the deals offered on Black Friday and this year will be no expection, however, many stores have already started discounting for the holiday season.  Due to lower sales figures and less money in consumers pockets, many stores have started offering those great holiday specials extremely early this year. In order to get [...]