What You Need to Know Before Starting a Business
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Many people who have been laid off due to the poor economy have decided to take this as an opportunity to follow their dreams and start their own business. While most Americans might not realize it, America runs on small business. Yes, we have the big boys like Wal-Mart, Ford, Bank of America and many [...]
Need to Sell Quick to Avoid Foreclosure? Check out these tips to sell your house.
Many homes today are being sold in short sales. Short sales are when the bank agrees to allow the homeowner to sell the house for less than the outstanding balance of the mortgage. This can be a great option for banks as it saves them the cost of going through a foreclosure proceeding and if [...]
Starting a Business, Should it be a Corporation, Partnership, LLC?
In this crazy economy many people are getting laid off and deciding to follow their dreams and start the business they have always dreamed of. So what should you be thinking about when starting a business? One of the first decisions you will need to make once you decide what the business will be is [...]
Making Food Affordable
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Times are hard. We know that. So how can we afford to keep paying our bills but still eat well? When things get tough, usually the first area that sees cuts are eating out and entertainment. However, if you aren’t careful you can still end up spending the same amount of money on food and [...]
Exploring Individual Retirement Accounts
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1. Who can contribute? IRAs are a great way to save towards retirement. Taxpayers younger than 70 1/2 on December 31st are eligible to contribute to an IRA. 2. How much can I contribute? If you do not have a retirement plan with your employer, you can put $5,000 a year in an IRA ($6,000 [...]
Entertainment without Breaking the Bank
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Times are hard. We all know that life isn’t easy right now, which makes taking some time to enjoy life even more necessary. The harder things are, the more necessary it is to get some stress relief by doing something fun. So how can I destress without breaking the bank? 1. Discount movie rentals Rather [...]