Jun 29 2009

Planning for Retirement

Retirement accounts have been struck particularly hard in the last few decades.  First you had the boom of the tech era followed by the crash that started after September 11th.  As stocks were bottoming out, people took the money out of stocks and instead started investing it in real estate.  Now real estate and stocks [...]

Jun 23 2009

Behind on your mortgage?

Many people today are falling behind on their mortgages.  Thanks to legislation the Obama administration passed this year there is hope. First you need to assess why you are falling behind on your mortgage.  Did you or your spouse lose your job, did you have some unexpected medical expenses, were you or your spouse injured [...]

Jun 17 2009

Choosing a Realtor

Looking to sell your property?  Finding the right realtor and listening and acting on that realtor’s advice can mean the difference between selling your property within a couple of months despite the down market or having your listing sit on the market for six months to a year. When looking for a realtor you want [...]

Jun 12 2009

Using a reverse mortgage to supplement income

As IRAs, 401ks and other retirement accounts have lost value due to the financial decline of the recent years, many seniors have lost a chunk of their retirement income.  Thus, their accounts and assets are worth less but their living expenses have not decreased.  This is a problem. Many retirees spend the winter in Florida [...]

Jun 11 2009

Start a Savings Plan but Beware the Small Print

People realize the importance of saving for a rainy day even more during these difficult times.  To help you save, many banks are now offering plans that allow you to automatically save money each month.  Sounds like a great idea, right.  After all, many people don’t save because they just don’t think about it.  I [...]

Jun 4 2009

Small business finances

Many people laid off during these tough economic times have decided to follow their dreams and start their own business.  I applaud you and want to give you some advice to help make life easier when tax day rolls around next year. The first thing to do when starting a small business is to open [...]

Jun 1 2009

Christmas Shopping Early

While there aren’t christmas trees, reindeer, or little santas in stores yet, now is the perfect time to start thinking about Christmas.  This time of year there are some great bargains and if you have somewhere you can hide the gifts where the little ones won’t find them, it can be a great way to [...]

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