Planning for Retirement
- Comments Off
Retirement accounts have been struck particularly hard in the last few decades. First you had the boom of the tech era followed by the crash that started after September 11th. As stocks were bottoming out, people took the money out of stocks and instead started investing it in real estate. Now real estate and stocks [...]
Behind on your mortgage?
- Comments Off
Many people today are falling behind on their mortgages. Thanks to legislation the Obama administration passed this year there is hope. First you need to assess why you are falling behind on your mortgage. Did you or your spouse lose your job, did you have some unexpected medical expenses, were you or your spouse injured [...]
Choosing a Realtor
- Comments Off
Looking to sell your property? Finding the right realtor and listening and acting on that realtor’s advice can mean the difference between selling your property within a couple of months despite the down market or having your listing sit on the market for six months to a year. When looking for a realtor you want [...]
Using a reverse mortgage to supplement income
- Comments Off
As IRAs, 401ks and other retirement accounts have lost value due to the financial decline of the recent years, many seniors have lost a chunk of their retirement income. Thus, their accounts and assets are worth less but their living expenses have not decreased. This is a problem. Many retirees spend the winter in Florida [...]
Start a Savings Plan but Beware the Small Print
- Comments Off
People realize the importance of saving for a rainy day even more during these difficult times. To help you save, many banks are now offering plans that allow you to automatically save money each month. Sounds like a great idea, right. After all, many people don’t save because they just don’t think about it. I [...]
Small business finances
- Comments Off
Many people laid off during these tough economic times have decided to follow their dreams and start their own business. I applaud you and want to give you some advice to help make life easier when tax day rolls around next year. The first thing to do when starting a small business is to open [...]
Christmas Shopping Early
- Comments Off
While there aren’t christmas trees, reindeer, or little santas in stores yet, now is the perfect time to start thinking about Christmas. This time of year there are some great bargains and if you have somewhere you can hide the gifts where the little ones won’t find them, it can be a great way to [...]