Benefits of Membership
They’re everywhere–membership groups, affliliations–offering enticing benefits including discounts on purchases. But are they really such a good deal? Consider the prospect of joining a gym, a workout plan or health club. Most people find that just complying with the exercise part is a challenge. Will paying an average annual cost of $100 - $150 to join and maybe $50 a month really induce you beyond the weight or health concerns you have already? Maybe the club has other conveniences that suit your lifestyle. If you travel a lot, look for one with multiple, handy locations. Consider if you will really take advantage of all that a club offers, such as a spa, classes, and special equipment.
Auto clubs can be another attractive opportunity you should probably pass up unless your car insurance does not cover emergency roadside assistance. There are less expensive ones that offer only what your really need. The most well-known, the American Automobile Association also provides trip planning, maps, and travel assistance, but it can cost as much as $77 a year in addition to an enrollment fee. Wholesale clubs where you purchase items in bulk quantities sound like a good idea, but if you don’t have the area to store large supplies, it’s difficult to overcome that membership fee of around $40 a year to generate the savings that will make it truly beneficial.
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