Fix My Finances

Recently, Steve Bucci, who is the president of CCCS Credit Advisors and writes The Debt Adviser for bankrate.com, answered a reader question on The Augusta Chronicle.
Question:
I recently graduated from college and would like to try to fix my credit-card debt. One card is in collections and one charged off. I can afford to […]

Your teenager is off to college - or perhaps, she just wants some financial independence now that she’s in junior high. And so comes the request - nay - demand: “Mom, I want a credit card.”
You heard right. She didn’t say, “Mom I want a cookie.” Are you freaking out yet?
Fear not. There […]

“Debt-free Diva” Dee Dee Sung of The Detroit News recently answered a reader’s question about how to create a budget to prepare for retirement. Here’s part of her answer:
1. Determine your current monthly cash flow needs.

It’s easy to not know where your money is going, but it’s essential in order to determine your […]

Why should we be in such desperate haste to succeed and in such
desperate enterprises? 
If a man does not keep pace with his companions,
perhaps it is because he hears a different drummer. 
Let him step to the music which he hears, .
however measured or far away.
It is not important that he should mature as soon […]

If you are one of the many who purchased a computer and received a rebate in exchange for signing up to Microsoft’s MSN dialup service - read your contract carefully. As with all debts, you can dispute this, by requiring them to prove they have a contract with your signature. They have 30 days to […]

Not the most recent article, as it was published end of July, but likely something that is worth reading into. Not falling into more problems due to such tricks is always a good thing, and here, Smartmoney.com warns about Alarming Credit-Card Tricks:
Companies have begun increasing borrowers’ interest rates to 30% or more simply because they’ve […]

Today I found this article on MSN Money, called 4 journeys back from debt hell. It looked like an interesting one to read, and indeed I was right in thinking so. This article details the experiences of four people who’ve been down the debt road, and managed to get out of it. I think it […]

So you got a little behind in your taxes. It happens to many of us from time to time. Maybe you aren’t worried, though, because you know that you’re due a refund rather than owing anything to Uncle Sam. He’ll hold on to it for you, right? Up to a point. […]