Fix My Finances

      Christmas gifts do not always have to be about getting the latest, best, or most expensive item you can find.
     If you have finance problems be conservative in your gift giving. Over extending yourself at holiday time can only hurt you more trying to make payment for the whole rest of the year.
     People […]

     I speak from experience when I tell you that when I had credit cards I used them, a lot. Then, later when we got into financial trouble, the cards were gone and we had to wait for what we wanted to buy.
     I found that having to wait and earn the cash to make […]

     I think a lot of us believe getting our finances fixed is almost impossible, because we are looking at the big picture all at once. What we really need to do is look at the little things.
     For instance, instead of getting coffee on the road, get a thermos and make a pot at […]

     Although it can take only minutes to get yourself into deep debt, climbing out of debt can take years.
     It’s difficult for the family to understand this concept, when the person in charge of paying the bills keeps saying, “it’s getting better”, yet it’s such a small amount better each month they usually won’t […]

Especially this time of year, many of us need to remember what saving is but we don’t. This timely CNN article, part of their recent 50 Smartest Things To Do With Your Money series, has seven different ways you can start saving for your future and your children’s future.
My favorite tip involved paying a little […]

So many families are deep in debt and falling deeper and a go to option that too many choose is to refinance their home to help pay off those rising credit card statements. However there are better options that you can look into and this article talks about one which is debt settlements. With debt […]