How Often Do You Check our Credit Scores?
Since it’s not free to get your credit score you don’t want to be wasting your money checking it every other week — that’s money you could use towards paying down your debt. So just how often should you check your score without it being a waste of time and money?
Your credit score is based on the information that makes up your credit report, so any changes in your report will reflect in your score as well. The FICO website says that your score from a month ago is probably different than what your score would be today. But I would probably wait a few extra weeks for adjustments to be made to your score.
Another thing to remember is that your score may vary between the three agencies because the information they have may be different at each of them. So, if you’re carefully monitoring your credit score and want to get an idea of how much it’s going up or down, you may want to consistently use the same agency a few times, consecutively.
Also, if you do check your score and find erroneous information on your report, notify the bureau right away.
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