Fix My Finances

The government makes grants available as the need arises and there are times that the money actually goes unused. Government grants are a way of obtaining money that will not need to be paid back. This money can be used for many things and is normally offered for specific uses, such as; education, to start […]

We certainly are living in difficult economic times. Several years ago, money was easy to come by and many of us lived on credit for almost everything that we needed. This caused a lot of problems for us, especially when the bubble burst. Rising prices that do not have a corresponding rise in our income […]

We have all heard about government grants and how they can benefit you, but the trick is how to find government grants that are available. If you are not familiar with a grant, simply put, it is free money. Probably the most popular type of government grant is those that are given for education. Most […]

Anyone can start up a business, but not everyone succeeds. Consider these five critical questions before setting up shop. They can save you money in the beginning and make money for you over the life of your endeavor.
1. Is the business itself viable?
Many new businesses fail not because the idea was poor, but because the […]

Second chance bank accounts are made for individuals who are unable to get a traditional savings or checking account. It’s one of the best solutions when your name has been added to Chex Systems or Telecheck. It offers individuals a brand new start and new responsibility. Just like cleaning up a bad credit report, you […]

The credit rating method used by 90% of lenders is the Fair Isaac Corporation method, commonly referred to as the FICO method. Credit scores using this method range from 300 to 850, with the higher scores being the better scores. FICO reports that the median credit score in America is 723.
FICO scores are determined based […]

A lady who went through a divorce had always relied on her husband to take care of the bills and manage the household finances. Once she was on her own, out of pure carelessness she forgot to make a couple of payments on some credit cards which caused a dramatic drop in her credit score. […]

Bankruptcy can bring more problems with it than you might expect, especially if you’re not entirely sure what it is. Luckily, there are a variety of online resources that can not only educate you as to the ins and outs of bankruptcy but can also assist you with your filing or help you to find […]

When you decide to file your own bankruptcy you are taking on a lot of responsibility. You have to be very focused on your personal bankruptcy. It can be easy to miss points that are important to the process. It is not abnormal for people to file their personal bankruptcy themselves, but it is always […]

It’s getting harder and harder to find ways to save money when prices continue going up. Here are some tips to help you save money from your personal finances.
Save money on gas. Take public transportation or look for a carpool in your area. Walk or ride your bike if the destination is not too far […]