Plan Ahead
My hubby and I will celebrate our 2nd anniversary this August but this early, we are already saving up for our retirement. It’s not really a big amount but just enough so that we can get started. If we continue saving over the next years, it would be enough to live a simple life.
Of course when that time comes, we don’t want to rely on our son for support as most probably he already have his own family by then. I hear stories about old people who were not able to save enough during their heydays and when they got old, they were deep in financial troubles. I think it would be stressful not knowing where to get money even for medication.
We plan to set aside a small amount from our paychecks every month and open a savings account for it. Right now, we haven’t opened an account yet but we put the money in an envelope labeled Mom and Dad’s Retirement fund. We intend to keep adding money to it monthly at all costs.
The future is an exciting prospect for we’ll never know for sure what it holds. My advice is save up while we can so that when the rainy days come, we are ready for it and we won’t be scrambling anywhere just to look for financial help.
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