Fix My Finances

So you’re in debt? What do you? I suppose you could sit on your couch with your hands running through your hair worrying but really, what is that going to do for you? It’s actually going to make matters worse. I am speaking from experience. My husband and I have been married for almost a year now and have been dating for 3 1/2 years before we married and have been in debt pretty much since we started dating. You know how dating goes; spend and spend some more! Eventually that whole lot of spending will add up and pretty soon, before you know it you are in a little bit of debt. AND of course the old saying comes back to haunt us all “when it rains it pours!” Boy is that statement true! As soon as my husband and I were in a small amount of debt (I wouldn’t have even called that debt yet) his car decides to conk out for the next 3 years once every year therefore making our debt bill even bigger! So now we are up to our necks in car payment debts and his car is still on the fritz now and then! The way we are handling it is by trusting each other that we will pull through this be it sooner or later and when it’s over we will feel so good! Also…my husband and I threw out all means of Credit cards seeing how they just put you through you debt even more and made a spreadsheet telling us how to do our billing and payments. Believe it or not, after writing it down nice and organized things are finally falling into place. Lesson? Set a goal for yourself on paper and follow it through and through!

heather

heather lodder wrote this on July 8th, 2008 and filed it under Debt |