Christmas without Credit
It’s that time of year again. The weather is turning cold, kids are back in school, Halloween will be here and gone before you know it, and then there will be Christmas.
This year the experts are predicting that there will be less credit available for Christmas, meaning stores won’t be offering as much free financing for the big ticket items. So how can we have a nice Christmas without breaking the bank?
Some people have been diligently buying things all through the years when they find something perfect for that special person in their life and saving it for Christmas. I used to be that person, I used to brag to friends that I finished my Christmas shopping in July. Unfortunately, now I am just like the rest of the world, wondering how I can take care of everyone on a budget.
Well, there is hope. You can still get some great gifts for less than you might think.
My favorite place for shopping is outlet malls. The best outlets I have found are Chelsea Premium Outlets. http://www.premiumoutlets.com/ They have a great variety of stores and you can usually find some good deals. If you want great deals, however, check out their website and become a member of the VIP club. Membership is free and it entitles you to exclusive online coupons at several of the stores as well as a printout for a coupon booklet that you can pick up at the outlet with additional savings for a lot more stores. If you want to save even more, ask the outlet stores you use if they have a loyalty program. With this combination of loyalty program discounts and coupons, I often save an additional 50% off the outlet store price.
Come on, who doesn’t love a Banana Republic dress for $5 or a Victoria Secret lotion for $2. Check it out regularly for the best deals as sales change.
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[...] Christmas without Credit If you want great deals, however, check out their website and become a member of the VIP club. Membership is free and it entitles you to exclusive online coupons at several of the stores as well as a printout for a coupon booklet that … [...]