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Archive for the 'Saving' Category

Shopping Alone


I have written before that one way to save money is buy bring a To Buy list every time we go grocery shopping. This is because if we have a clear view of things that we truly need, there is not much time and energy spent deciding which things to buy. Also, this helps not […]

Finding Ways to Earn Money


Today I am cleaning out my closet to see which clothes still fit and which don’t. Some of the still good items I am thinking of selling in eBay and the others maybe I could give to my younger cousins. I have applied to my previous company and when I get accepted, I would have […]

Save up for education


My baby boy is now 1 year and a half. It’s still a few more years before he goes to school but this early, we have started to save up for it. It’s just a small amount every month but my husband and I would like to make it a point to add to our […]

Saving on groceries


Grocery shopping can be your single biggest spending category, as it includes expenses in food, toiletries, cleaning agents, and many more things used for daily living. Thus getting savings from grocery shopping would contribute greatly to your cash flow. The monthly grocery bills of people, of course, varies. Families with newborns and […]

Plan Ahead


My hubby and I will celebrate our 2nd anniversary this August but this early, we are already saving up for our retirement. It’s not really a big amount but just enough so that we can get started. If we continue saving over the next years, it would be enough to live a simple life.
Of course […]

To Buy List


When we do our grocery, it is important to bring a To Buy list of all the things that we need. This will greatly help to be within the budget and also to shorten time spent on the grocery. How many times have you wandered aimlessly in the supermarket just because you don’t have a […]

Envelope System


Some of us fall into the trap of spending more than what we are actually getting. This in turn causes problems. Sometimes, just to cover the costs, one resorts to taking a loan or pawning jewelry and other valuables in order to straighten out the budget.
This was my problem before. Back then, my paycheck has […]

There’s money in trash!


If you want to earn extra income whether one-time or regularly, consider looking around your place for things you can sell. Here is what I realized. For the past year, we have had to throw regularly plastic water bottles, milk tin cans, used paper and cartons directly to our apartment’s garbage chute. […]

Saving on holiday gifts


Christmas season may be six months away, but I have started my Christmas shopping already. This early I buy gift items on sale with a recepient in mind. Today I bought one-dollar Polo socks and surely enough, my recepients in mind have this particular brand in mind.
You may also buy personal items in […]

Saving Money: Try Used Instead of New


We all like the idea of purchasing something new at least once in a while. But, when trying to save money we should look at every way to do just that. It’s very possible to get needed items in very good condition, although used.

Suggestions for buying used:
Furniture - look in classified ads or advertise for […]