Buy Now Pay Later
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What a nice come-on or marketing strategy to lure one’s individual with this buy now pay later plan. True that it is a big help when you needed it most, but the hidden interest and cost in this scheme will just make one to suffer more and be drown in debt. One must have a [...]
My Money Journal
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I started keeping a journal about money so I can track down where I am spending the money. I always carry my money journal wherever I go. Every time I spend for something, I write it down on the journal and it makes my monthly budget planning easier. Some may find it tedious or time [...]
Fixing It
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Tired of running out of money, tired of being in debt and tired of running to friends and relatives to borrow money, I decided to do a personal financial inventory. Listing in one journal my income, my part-time job’s earnings, money owed and all my everyday expenses. Promised myself to stick with my plan and [...]
Honey, where the money goes?
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Honey, where the money goes? That’s the question my husband is fond of asking. Before, I do spent money on stuffs, without listing it, maybe because I was too busy to do it, or just don’t care because what I am spending for are mostly for household expenses. I am not guilty buying for luxury [...]