Fix My Finances
Helping You Get “Back In The Black”

If you are ever a little lost and can’t figure out what that finance charge on your credit card statement means, or what that section on your credit report is, try How Stuff Works. This website provides all the information you need to understand everything finance-related (along with info about other things from computers to [...]

This article from Bankrate.com lists 15 clues that you might need assistance in clearing your debt. Here’s a glimpse: When do you need to call in a financial fitness expert? Here are 15 instances that could indicate that your balances are getting the better of you and that credit counseling might help: 1. Your credit [...]

This article opened my eyes to the dangers of credit card use. It lists the “Top 10 Hidden Dangers of Credit Cards.” Here are the top three: 1. The universal default penalties. Card issuers regularly check their customers’ credit reports for late payments on any of their bills. Any late payment can be used as [...]

If your are currently stressing out as you try and finish your taxes for Friday, take a break and read these humorous and strange tax deductions that Americans have tried to get away with: My son, my dog Disc jockeys typically don’t make much money and save even less. A few years ago, one approached [...]

When I read this article, “When Paying Bills can Hurt Your Credit,” I knew I had to share it with everyone. I never knew that you could do yourself more harm than good by paying off your old debts. When paying bills can hurt your credit Now that you’ve decided to clean up your act, [...]

This article, Unlucky 7: The Top Taxpayer Mistakes, is a must-read before you turn in your taxes this week. Some of the mistakes are: bad math, forgetting about interest and dividends, losing receipts, and forgetting to donate unwanted items to charity before Dec.31. If this article is too late to help you this year, there’s [...]

Taxes are due this week! (AHHH!) This is an article I found through MSN.com about common tax deductions that homeowners forget about: 10 Commonly Missed Tax Deductions for Homeowners By Robert J. Bruss Content provided by Have you ever forgotten to claim a tax deduction until after you sent your tax returns to the IRS? [...]

I thought I’d share these “Scary Debt Stats” that I found on Fool.com. At least we know we’re not alone. Scary Debt Stats $1.7 trillion Total consumer credit. $8,562 Credit card debt carried by the average American. $50 billion Total finance charges Americans paid in 2001. $1.6 billion Market capitalization of AT&T — the entire [...]

At 23, I am completely lost when it comes to the world of investing. I have very, very basic knowledge on the difference between stocks and bonds, and that’s about the extent of my investment knowledge. So, in an attempt to educate myself and any of you who are similarly uninformed, here is a great [...]