Fix My Finances
Helping You Get “Back In The Black”

      Christmas gifts do not always have to be about getting the latest, best, or most expensive item you can find.      If you have finance problems be conservative in your gift giving. Over extending yourself at holiday time can only hurt you more trying to make payment for the whole rest of the year. [...]

     I speak from experience when I tell you that when I had credit cards I used them, a lot. Then, later when we got into financial trouble, the cards were gone and we had to wait for what we wanted to buy.      I found that having to wait and earn the cash to [...]

     I think a lot of us believe getting our finances fixed is almost impossible, because we are looking at the big picture all at once. What we really need to do is look at the little things.      For instance, instead of getting coffee on the road, get a thermos and make a pot [...]

     Although it can take only minutes to get yourself into deep debt, climbing out of debt can take years.      It’s difficult for the family to understand this concept, when the person in charge of paying the bills keeps saying, “it’s getting better”, yet it’s such a small amount better each month they usually [...]