Fix My Finances
Helping You Get “Back In The Black”

Finding the best home equity loan can save you thousands of dollars – at least. In order to get the best loan, I recommend that you: Shop around. Try a variety of sources (banks, brokers, and credit unions) Manage your credit score and make sure your credit reports are accurate Ask your network of friends [...]

Recently, Steve Bucci, who is the president of CCCS Credit Advisors and writes The Debt Adviser for bankrate.com, answered a reader question on The Augusta Chronicle. Question: I recently graduated from college and would like to try to fix my credit-card debt. One card is in collections and one charged off. I can afford to [...]

Your teenager is off to college – or perhaps, she just wants some financial independence now that she’s in junior high. And so comes the request – nay – demand: “Mom, I want a credit card.” You heard right. She didn’t say, “Mom I want a cookie.” Are you freaking out yet? Fear not. There [...]

Optimize Your Credit Card If you are paying high interest rates on your credit card, you may want to apply for a new, lower interest credit card.  The following companies offer attractive credit card rates that can lower your monthly credit card bill and help you pay off your credit card debt.  If you have [...]

Stay Out of Credit Card Debt Although most people agree with me on this, many people find themselves falling into credit card debt and facing large monthly debt bills. In fact, credit card debt negatively affects a lot of people’s long-termwealth and it is very important that you get out of debt. In my opinion, [...]

How Much Money Do You Need to Retire Early? This is really an amazing table to look at!  Depending on your age and your lifestyle, you need to save a lot of money to be able to retire early.  There are two important factors that make a difference in how much money you need to [...]