Live as if you’ve already lost
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This may not seem like the best of advice but in these tough economic times it may be the best advice. Live as if you’ve already lost, means that you should live your life as if you have lost your job. Living as if you have lost your job may help you get through some [...]
How to help yourself in a bad economic climate
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All you hear in the news lately are the words “bailout” and “economic crisis” and rumors of another depression are whispered in corners. Whether you think things are that bad or whether you think we will come out of it in the next few months you should still help yourself by preparing your own finances [...]
Gift giving and staying out of debt
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Birthdays and holidays can make it difficult when you are either broke, trying to get out of debt, or both. We had a birthday party for a friends child to attend to tonight. An adult friend is easier, we just don’t exchange gifts, but for a child you feel as if you have to bring [...]
Save money on meals
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If you spend one hundred dollars a week on average on all of your meals, including eating out and at home, and you could cut that amount then the money you save could go towards your debt. Now, I know that one hundred dollars may seem like nothing to quite a few of you but [...]
Speaking to your partner about debt
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Years ago the hubby and I each had our own credit cards and credit lines. We were young, making decent money and living in the cheapest places we could find and driving the cheapest cars we could keep on the road. Eventually life caught up with us. Student loans became due, our cars were headed [...]