Shopping Alone
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I have written before that one way to save money is buy bring a To Buy list every time we go grocery shopping. This is because if we have a clear view of things that we truly need, there is not much time and energy spent deciding which things to buy. Also, this helps not [...]
Another Way to Earn
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In our present economic situation, it is helpful to the family’s budget if there is a steady source of income. In my case, I have a full-time work and my husband is in the process of getting one too. He resigned from work a month ago and I am hoping that he can find one [...]
Budgeting helps
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Ever since I got married almost two years ago, I have been handling our finances and doing the budgeting. At first, it was more of a trial and error as there have been times when I went over-budget and then I have to take note of it to make sure that I don’t commit the [...]
Finding Ways to Earn Money
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Today I am cleaning out my closet to see which clothes still fit and which don’t. Some of the still good items I am thinking of selling in eBay and the others maybe I could give to my younger cousins. I have applied to my previous company and when I get accepted, I would have [...]
Save up for education
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My baby boy is now 1 year and a half. It’s still a few more years before he goes to school but this early, we have started to save up for it. It’s just a small amount every month but my husband and I would like to make it a point to add to our [...]
Plan Ahead
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My hubby and I will celebrate our 2nd anniversary this August but this early, we are already saving up for our retirement. It’s not really a big amount but just enough so that we can get started. If we continue saving over the next years, it would be enough to live a simple life. Of [...]
To Buy List
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When we do our grocery, it is important to bring a To Buy list of all the things that we need. This will greatly help to be within the budget and also to shorten time spent on the grocery. How many times have you wandered aimlessly in the supermarket just because you don’t have a [...]
Envelope System
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Some of us fall into the trap of spending more than what we are actually getting. This in turn causes problems. Sometimes, just to cover the costs, one resorts to taking a loan or pawning jewelry and other valuables in order to straighten out the budget. This was my problem before. Back then, my paycheck [...]