Fix My Finances
Helping You Get “Back In The Black”

If you are like me, Black Friday is one of the best days of the year.  Last year I stayed up all night to check out a midnight sale at my local outlet mall and from there it was one store after another as they opened.  However, if you don’t know what you are looking [...]

With the new legislation passed by Congress taking effect soon that will limit the rates and fee increases that credit card companies can charge, many companies are making last minute changes to their cards.  Keep an eye on your statement for July and August to see if there have been any changes to your rates [...]

With so many people out of work or just looking to make some extra money to help with the bills you may have considered clicking on one of those advertisements for mystery shopping.  Here’s the good news, you don’t have to.  Those advertisement require you to pay before they give you the lists of who [...]

How much do you spend each week on eating out?  How much on gas? Groceries? Impulse purchases?  Until you know where your money is going you won’t know how much money you really have to spend and how much you could be saving. To survive this economy you need to start running your household like [...]

There are many companies out there offering ways to reduce credit card debt.  While this sounds like a great idea, you need to get more details.  After all, if it sounds too good to be true, it probably is. What these companies are not likely to tell you is that they usually reduce your income [...]

Christmas is literally just around the corner and the market delivered more bad news today.  In November a record 533,000 people lost their jobs and 1 in 10 families is behind on their mortgage.  That doesn’t paint a very pretty picture of the economy or encourage must optimism in market forces.  Instead, many people are [...]

So far, indications are that sales were strong for Black Friday, the stock market has been going up all week, and gas prices seem to be steadying so are we over the worst of this financial crisis? While not normally a pessimistic person, this seems to quick and easy to be a long term fix.  [...]

Many stores are touting their layaway plans this year as well as store credit cards.  While these are both ok options, I prefer to stay away from credit cards and thus avoid the temptation to overspend.  So this year, instead of throwing Christmas on your credit cards or putting something on layaway, check out these [...]

Budgeting is like dieting, people always start out with good intentions but often fail to see it through.  One reason for this is unrealistic expectations.  The best way to budget is to make it a life change by doing a lot of little things to save money and live within or under your means. One [...]