Fix My Finances
Helping You Get “Back In The Black”

Understanding finances and how to keep track of your finances can make or break your business.  Keeping track of your finances is especially important for small cash based businesses.  It is very easy to forget or lose track of what you make, the taxes you need to pay on your sales, and what was sold [...]

Wages of children under 18 years of age who are employed in the family business are not subject to social security or Medicare taxes.  However, this holds true only if the family business is a sole proprietorship or a partnership in which both partners are parents of the children. If the children are under 21 [...]

When starting a business, there are many questions you need to ask yourself.  One that you probably haven’t thought about is who is an employee of the business.  It is important to know who the IRS considers an employee because the business needs to pay payroll taxes on all income that individual earns as well [...]

School just started.  The kids all needed back to school clothes, winter is coming so they are going to need new winter clothes as well since they keep growing.  Oh, and they need fuel (food) so they can keep growing.  All these expenses can really add up quickly, however, there are ways to keep the [...]

People are starting to say that the recession is over, or finishing up.  So if it really is over, what should we do with our finances?  Even though consumers are starting to spend some money and again feel comfortable with their money, there is still a long way to go before we are at the [...]

Many small business owners start making a profit, take a salary, and then get a huge surprise when tax day rolls around.  Most small business owners do not have a tax or accounting background, however, it is extremely important that you not neglect this side of your business.  If as a self-employed person you are [...]

Many people just starting out in the workforce might not be thinking about retirement planning just yet, however, the earlier you start planning and saving for retirement the better off you will be. Even if you start out putting only a few dollars a week into an IRA or 401k it can still make a [...]

http://www.condo.com/Auctions/ I just discovered a great new website.  This site has info on condos for sale around the country, including auctions. Check out the auction in Orlando coming up next month.  The bank is auctioning off 179 condo units in 3 different complexes around the city.  The condos are FHA approved and there is no [...]

Yes it is difficult to get a mortgage right now.  Banks are loaning money but they want more downpayments and they are taking more precautions to protect their investments.  As such, I would recommend that couples looking to purchase a home consider a multi-family. Multi-families are great because it allows the couple to purchase a [...]