Fix My Finances
Helping You Get “Back In The Black”

Understanding finances and how to keep track of your finances can make or break your business.  Keeping track of your finances is especially important for small cash based businesses.  It is very easy to forget or lose track of what you make, the taxes you need to pay on your sales, and what was sold [...]

Starting  a business requires more than just a great idea.  If all you have is an idea, the business won’t get very far.  You need management skills and a vision for the business.  However, the vision must be more than just a few thoughts and ideas you keep in you head, it needs to be [...]

Today nearly 1/3 of all homeowners owe more on their homes then the homes are worth.  If the homeowner can continue to make the mortgage payment and isn’t planning on moving anytime soon, that is not a problem.  However, if the homeowner needs to sell the home being underwater on the house can be a [...]

The real estate market has slowly been changing over the summer months.  In Florida things were going quite cheap this summer.  Orlando had condos asking $19,000.  Prices now are starting to creep back up.  Maybe its the $8,000 housing credit or maybe it is the economy and housing market starting to recover.  Either way, prices [...]

Housing market prices are still low, rates are still very low and sales are increasing.  Is now the right time for you to buy your new home? Many people are trying to purchase a property before the $8,000 housing credit expires in November.  Currently, if a property is not purchased by the end of November, [...]

Since houses are worth less today than they were purchased for, i.e. the homeowner is underwater on his mortgage, some families have tried to put their homes on the market as a short sale and then have a family member purchase the house at the lower price and then sell the property back to the [...]

Yes it is difficult to get a mortgage right now.  Banks are loaning money but they want more downpayments and they are taking more precautions to protect their investments.  As such, I would recommend that couples looking to purchase a home consider a multi-family. Multi-families are great because it allows the couple to purchase a [...]

With so many people starting their own businesses now, it is essential that they get proper advice in setting up the companies to ensure that they don’t end up with issues later on in the life of the company. Many people like to form corporations because of the limited liability for shareholders.  Limited liability means [...]

Many people today are falling behind on their mortgages.  Thanks to legislation the Obama administration passed this year there is hope. First you need to assess why you are falling behind on your mortgage.  Did you or your spouse lose your job, did you have some unexpected medical expenses, were you or your spouse injured [...]