Feb 2 2010

Free Income Tax Preparation

Did you make less  than $49,000 last year?  Are you 60 years or older?  If so, you qualify for free income tax preparation from the Internal Revenue Service. VITA and TCE are two programs implemented by the Internal Revenue Service to help low income and elderly taxpayers file their income taxes for free.  There are [...]

Jan 6 2010

Saving your business money

Money is tight for everyone now, but this is especially true for small businesses.  Because of the economy, banks are not lending or make it extremely difficult to get a loan.  In order to succeed, small businesses need to find ways to stretch their dollars.  Check out these great ways to make your dollar stretch [...]

Jan 5 2010

Where are your records?

Tax time is rolling around again so what can you do now to ensure a less painful tax preparation this year?  The easiest thing to do is keep a record of your transactions.  Sounds easy but we all forget to save those receipts or print out those statements. What records and receipts should you be [...]

Dec 11 2009

Tis the Season to Save . . . On Taxes!

Everyone hates paying taxes.  We all accept it as inevitable but look for ways to reduce our tax liability.  Luckily for us, the IRS offers incentives in the form of tax deductions.  Some common deductions include charitable contributions, interest on your home mortgage, and interest on your student loans.  While you may have no control [...]

Dec 9 2009

Financial Fortunes

Understanding finances and how to keep track of your finances can make or break your business.  Keeping track of your finances is especially important for small cash based businesses.  It is very easy to forget or lose track of what you make, the taxes you need to pay on your sales, and what was sold [...]

Dec 1 2009

Secrets from a Hiring Manager

There is plenty of competition in the job market, so how can you get ahead?  Surprisingly, it may take something as simple as common sense and respect for the people who are interviewing you. 1.  When an ad states Do Not Call, don’t call. Surprise.  It is so simple, but it can mean the difference [...]

Nov 30 2009

New Roth IRA Rules Postpone Income Reporting

On January 1, 2010 the rules for converting a retirement account to a Roth IRA are changing.  Currently, people can only convert their accounts to a Roth IRA if they have a modified adjusted gross income of $100,000 or less and must not be filing their taxes as married filing separately.  Under the new rules, [...]

Nov 11 2009

Small Business Solutions: Online Faxing

Small businesses are always looking for ways to save a little money.  While a phone line is necessary, a dedicated fax line is not an essential.  If you don’t use fax frequently enough to justify a phone line dedicated to the fax machine, check out this options websites instead. www.unityfax.com UnityFax has a variety of [...]

Nov 2 2009

Black Friday is Coming, Start Planning Now

If you are like me, Black Friday is one of the best days of the year.  Last year I stayed up all night to check out a midnight sale at my local outlet mall and from there it was one store after another as they opened.  However, if you don’t know what you are looking [...]

Sep 29 2009

Expensive kids? Not anymore!

School just started.  The kids all needed back to school clothes, winter is coming so they are going to need new winter clothes as well since they keep growing.  Oh, and they need fuel (food) so they can keep growing.  All these expenses can really add up quickly, however, there are ways to keep the [...]

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