Recession over, what now?
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People are starting to say that the recession is over, or finishing up. So if it really is over, what should we do with our finances? Even though consumers are starting to spend some money and again feel comfortable with their money, there is still a long way to go before we are at the [...]
Finances and Family
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I was listening to the radio last night while driving back home and realized that there were a lot more calls about split couples who still loved each other but were having issues. Times of financial difficulty put extra strain on marriages and relationships. Everyone knows that money problems is one of the top reasons [...]
Budgeting to Survive
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How much do you spend each week on eating out? How much on gas? Groceries? Impulse purchases? Until you know where your money is going you won’t know how much money you really have to spend and how much you could be saving. To survive this economy you need to start running your household like [...]
Eat More Pay Less
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Have you ever stopped to think about how much food the average American has in his house without even realizing it. Yes, we all head to the fridge, hand our heads, and moan that there isn’t anything to eat, but what we mean is the fridge doesn’t have what I want to eat right now. [...]
What if I get laid off?
Christmas is literally just around the corner and the market delivered more bad news today. In November a record 533,000 people lost their jobs and 1 in 10 families is behind on their mortgage. That doesn’t paint a very pretty picture of the economy or encourage must optimism in market forces. Instead, many people are [...]
Making a Budget Stick
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Budgeting is like dieting, people always start out with good intentions but often fail to see it through. One reason for this is unrealistic expectations. The best way to budget is to make it a life change by doing a lot of little things to save money and live within or under your means. One [...]
Budgeting helps
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Ever since I got married almost two years ago, I have been handling our finances and doing the budgeting. At first, it was more of a trial and error as there have been times when I went over-budget and then I have to take note of it to make sure that I don’t commit the [...]
Finding Ways to Earn Money
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Today I am cleaning out my closet to see which clothes still fit and which don’t. Some of the still good items I am thinking of selling in eBay and the others maybe I could give to my younger cousins. I have applied to my previous company and when I get accepted, I would have [...]
To Buy List
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When we do our grocery, it is important to bring a To Buy list of all the things that we need. This will greatly help to be within the budget and also to shorten time spent on the grocery. How many times have you wandered aimlessly in the supermarket just because you don’t have a [...]
Using A Budget to Fix Finances
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Setting a budget for your family is a strategy to fix your finances. I know we all grumble about how there is not enough money coming in to actually budget, especially if you are on a fixed income. I have definitely been there. It is hard when you are living from paycheck to paycheck and [...]