Discharge of Debt – Cutting my Credit Card Bills
There are many companies out there offering ways to reduce credit card debt. While this sounds like a great idea, you need to get more details. After all, if it sounds too good to be true, it probably is. What these companies are not likely to tell you is that they usually reduce your income [...]
What if I get laid off?
Christmas is literally just around the corner and the market delivered more bad news today. In November a record 533,000 people lost their jobs and 1 in 10 families is behind on their mortgage. That doesn’t paint a very pretty picture of the economy or encourage must optimism in market forces. Instead, many people are [...]
Shopping Alone
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I have written before that one way to save money is buy bring a To Buy list every time we go grocery shopping. This is because if we have a clear view of things that we truly need, there is not much time and energy spent deciding which things to buy. Also, this helps not [...]
5 Tips to Help Cut Back Expenses
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Most everyone at one point in their life is going to go through a period where finances are short for a long period of time. Sometimes it’s due to the loss of a job, sometimes it’s due to a major hospital stay, or a new child, or maybe you’re just starting out on your own. [...]