Jan 15 2009

Should I buy a credit report?

Everyone knows about the possibility of credit fraud and identity theft so what are we doing about it.  There are some programs out there that offer to monitor your credit reports and require that people from whom you are requesting credit call you prior to extending the credit in order to ensure that you really [...]

Nov 5 2008

Going, Going, Gone. House sold for $10,000!

Pinch me, I must be dreaming.  A 4 bedroom 2.5 bath home with over 2,000 square feet built in 2006 is going on auction starting at $10,000.  This isn’t just a rare deal, there are plenty of others available as well. In this current market life is pretty tough if you don’t have any savings [...]

Nov 3 2008

Making a Budget Stick

Budgeting is like dieting, people always start out with good intentions but often fail to see it through.  One reason for this is unrealistic expectations.  The best way to budget is to make it a life change by doing a lot of little things to save money and live within or under your means. One [...]

May 1 2008

Using A Budget to Fix Finances

Setting a budget for your family is a strategy to fix your finances. I know we all grumble about how there is not enough money coming in to actually budget, especially if you are on a fixed income. I have definitely been there. It is hard when you are living from paycheck to paycheck and [...]

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