Should I consider a short sale?
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Today nearly 1/3 of all homeowners owe more on their homes then the homes are worth. If the homeowner can continue to make the mortgage payment and isn’t planning on moving anytime soon, that is not a problem. However, if the homeowner needs to sell the home being underwater on the house can be a [...]
Recession over, what now?
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People are starting to say that the recession is over, or finishing up. So if it really is over, what should we do with our finances? Even though consumers are starting to spend some money and again feel comfortable with their money, there is still a long way to go before we are at the [...]
Alternative ways to pay for Christmas
Many stores are touting their layaway plans this year as well as store credit cards. While these are both ok options, I prefer to stay away from credit cards and thus avoid the temptation to overspend. So this year, instead of throwing Christmas on your credit cards or putting something on layaway, check out these [...]
Retirement Planning to the Future
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With the state of the economy, it is imperative that you think about retirement planning. Retirement planning is the way of the future. It is important to think about your retirement planning so that you are ready for the future when it gets here. Put money aside each day. There are little things that you [...]