Fix My Finances
Helping You Get “Back In The Black”

It’s a great time to take a bad situation and make it into something good. Many people are using this economic downturn as their opportunity to fulfill dreams of starting their own business or changing careers. But can I realistically make a career change like that in this economy and still be able to pay [...]

Thank goodness the government has money to spend.  The current administration is trying to stay afloat by throwing money at every large company that gives a hint of bankruptcy because we all know that the best way to teach a spendthrift how to become responsible with money is to give the person more money. There [...]

Many stores are touting their layaway plans this year as well as store credit cards.  While these are both ok options, I prefer to stay away from credit cards and thus avoid the temptation to overspend.  So this year, instead of throwing Christmas on your credit cards or putting something on layaway, check out these [...]

I started keeping a journal about money so I can track down where I am spending the money. I always carry my money journal wherever I go. Every time I spend for something, I write it down on the journal and it makes my monthly budget planning easier. Some may find it tedious or time [...]

It seems like we’re all looking for ways to save money these days. With the constant rise of gas prices and even food increasing, it’s no wonder many of us are struggling to get ahead and stay there. But there are a few little tips and tricks that work over time to save you more. [...]

Do you have a mortgage? Is it 25 years, 30 years or even longer? The majority of mortgage companies will allow you to pay extra each month if you can. The idea is to make certain to pay on the principle and not the interest. The principle determines the amount of interest that you pay. [...]

With the state of the economy, it is imperative that you think about retirement planning. Retirement planning is the way of the future. It is important to think about your retirement planning so that you are ready for the future when it gets here. Put money aside each day. There are little things that you [...]

When it comes to paying bills and having trouble with finances, one solution to fix finances is to talk to debtors. Often, they will set up a reasonable payment plan with you. Some credit card companies will even let you take a huge percentage of the debt off if you can pay it off. For [...]

One of the first things I learned when I went to fix my finances was the great use of coupons. You can save a great deal of money with coupons. One way to help fix your finances is to take advantage of coupons. It used to be that you would have to purchase the Sunday [...]